There’s no charge for applying! Divergent Capital’s online application is free and you can apply as frequently as you want. Unlike other funding companies, applying with Divergent Capital will not affect your credit score.
To get started, go to https://www.divergecap.com/apply or click the Apply button on the top right hand side of this page. There, you will be asked a few basic questions such as the name of your business and its address. In addition, we ask for the last three months worth of bank statements in order for us to be able to give you a quote. 95% of our customers finish the application process in under 5 minutes.
Sure! You can send in your bank statements to firstname.lastname@example.org. Our funding specialists will review your statements and get back to you within 2-4 hours with a “soft quote”. This estimate will be based solely on your bank data, not your credit history. If you like the quote, you are welcome to submit a full application online, or email us and ask for our application form and instructions in PDF.
Once approved for funding, you will be asked to provide copies of your driver’s license and a voided check. You will then be asked to do an online verification of your bank account – to make sure it can be debited and credited automatically through ACH. We might also ask you for additional information (like tax returns) or further clarifications upon reviewing your application.
All U.S. businesses that have been operating for at least 4 months with a minimum monthly average turnover of $10,000 are eligible for Divergent Capital business funding. The funding must be used for business purposes. We do not provide personal loans.