FAQ.

There’s no charge for applying! Divergent Capital’s online application is free and you can apply as frequently as you want. Unlike other funding companies, applying with Divergent Capital will not affect your credit score.

I am item content. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Sure! You can send in your bank statements to apply@divergecap.com. Our funding specialists will review your statements and get back to you within 2-4 hours with a “soft quote”. This estimate will be based solely on your bank data, not your credit history. If you like the quote, you are welcome to submit a full application online, or email us and ask for our application form and instructions in PDF.

Once approved for funding, you will be asked to provide copies of your driver’s license and a voided check. You will then be asked to do an online verification of your bank account – to make sure it can be debited and credited automatically through ACH. We might also ask you for additional information (like tax returns) or further clarifications upon reviewing your application.

All U.S. businesses that have been operating for at least 4 months with a minimum monthly average turnover of $10,000 are eligible for Divergent Capital business funding. The funding must be used for business purposes. We do not provide personal loans.